Paweł Haltof is Innovation Director & Board Member of Efigence and Fintech innovation strategist. He is an experienced UIUX designer, consultant, and co-creator of the most innovative design concepts multi-awarded during the most important international contests. He has worked for many international companies and most innovative banks including Emirates NBD, mBank, Alior Bank, PKO BP, ING, Alior Sync, Fiserv, ETX Capital and many non-financial companies.