Medium db86aeba d843 4a33 8f80 c5a05022b9b6

Internet of Everything: The IoT Market Is Projected to Expand 12x from 2017–2023

The proliferation and ‘smartening’ of IoT-driven devices is projected to reach a market cap exceeding $195 billion in 2023, according to analysts at ReportsnReports. From a market of $16 billion in 2016, this growth is mainly fueled by the increasingly ubiquitous manufacturing of smarter in-home, mobile, and transportation devices — and the need to capture that data and enhance communication infrastructure. 

Medium ebafcb81 6446 47ed 8d30 f458af45eb2b

Understanding Ethereum — a full guide

Ethereum is the subject of a lot of hype lately. It is praised by some as the new internet or the world’s computer and criticised by others as a platform that enables widespread scams and ponzi schemes to thrive. I see badly informed articles about Ethereum, smart contracts, DApps, DAO’s, ICO’s and tokens on the daily so it is time to analyse the subject. I will present the argument that Ethereum might form the main protocol enabling the ‘internet of value’.

Medium ca2a8c8d d27b 40df 9f7b 59acae2b7a3e

Blockchain is empowering the future of insurance

The future of insurance could flourish through an intelligent adoption of Blockchain, with applications in digital currencies, fraud solutions and smart contracts. Large insurers have the potential to benefit immensely. However, its implementation will mean that insurance companies will have to change their underwriting process, the structure of the policy, as well as risk underwriting.

Medium 94fe3f5a 2ff2 4306 b0fc 78c56e4249ff

From Tech Titans To Blockchain Billionaires

A growing cadre of people are recognizing that blockchain is in fact the “killer app” of the digital currency era, going as far as likening it to a foundational technology. A growing number of entrepreneurs and investors are crowding in to the blockchain space all seeking to answer the core question: “If blockchain could not exist without the internet, what could not exist without blockchain?”

Medium 89e22aca f49e 4316 8bc2 ac6a9bed3d23

2017 is the Year IIoT Becomes Normal

The IIoT offers the potential for significant improvements in manufacturing productivity and quality by providing information on every aspect of productive assets while enabling people and programs to make the necessary adjustments to optimize their performance. 

Medium 8d2eddd9 f25b 4bbd 933a ee80c3558596

Why Bitcoin and Ethereum will soon be everywhere (for reals)

This article will help you get a better grasp of the future of cryptocurrency. After you finish it, you’ll clearly see how these technologies are poised to join the mainstream. So, when will this dizzying race come to an end? Is there real value in the blockchain craze? Can it possibly live up to the expectations created by so many rivers of newsprint?

Medium 5226967f 5c38 4fcc ae59 e47e6fc66d69

Why the largest insurance companies are pouring into Silicon Valley

Insurance is on the verge of a massive overhaul. Many technologies have changed the way consumers buy and use their most valuable assets, so shouldn’t their policies change too? Drones armed with high-tech sensors, IoT and big data analysis provide vast amounts of additional information to insurers. Technologies like AI and new distribution models streamline the way customers interact with their providers.

Medium 079e6c3e 4bcd 401b 8cc7 38d5de7ef594

Companies need to stop AI-washing their products

For today’s consumers, it’s not necessarily the technology itself that’s most important but rather the impact that the technology has on the lives of their users. That’s why it’s frustrating for me to see companies that tout AI in the marketing of their products and services, as opposed to the experience that AI offers.

Medium 7947c430 532b 4341 97b8 f71012126ead

Blockchain Could Make the Insurance Industry Much More Transparent

A trust and efficiency engine like blockchain technology has the potential to drive radical change in the insurance industry while improving transparency and outcomes across the entire value chain. Intermediaries or “trust brokers” do not have to be written out of the equation — or disintermediated — as many blockchain enthusiasts argue. Rather, they can become early adopters of the technology. 

Medium 8a45c10c b64f 4139 b030 0b648f716637

Crypto PR: How to publicize your blockchain startup to a successful ICO and beyond

I am sure you’ve heard of blockchain and crypto currencies. Blockchain’s all over the place and promises to disrupt the world as we know it. However, in order to do that, blockchain startups, like all other startups, need a solid PR strategy to get off the ground and make a name for themselves.  So how do you publicize a blockchain startup? 

Medium f96f57d9 c66a 489c bcf1 a41706b5aa73

The pitfalls of data science (and how you can avoid them)

As you deal with ever more complex data questions, I hope you set yourself up for success by first, being aware of the potential missteps you might take and how much they might cost, and secondly, by setting up systems and processes so that with each iteration, you bring down the number of potential mistakes, and so the cost.

Medium 970fdee4 fc24 4408 9ccc fb11b0b780c7

Here’s how blockchain could work as your identification

Recently at the C/O POP convention in Cologne, Germany, a round-table featuring specialists in Blockchain and Cryptography was examining ideas to change the web to User-Centric Identities and rebuild its architecture. When Joachim Lohkamp, CEO at Jolocom, had mentioned on stage that “we should claim our digital sovereignty”, it sounded inspiring and reasonable.

Medium fb70759b fabe 4e73 b091 635051d1fe0d

Personalized Customer Analytics: The Key to the Future

Leading financial services companies do an excellent job of building products that leverage their scale of operations and access their vast customer base. Now they must flip that equation and instead of focusing on the similarities among their customers, they will need to focus on what is unique about each of their customers. To be successful in this new environment, they will need to understand individuals and predict what will be the best offer, at the right time and price, through the right channel.

Medium 3b95d9bf bad4 42c0 a41c 9e1e68934e2b

Why Ethereum is outpacing Bitcoin

While Bitcoin is currently trading at close to its all-time high, its dominance in terms of proportion of total cryptocurrency market cap is rapidly decreasing — ground largely given up to Ethereum. This shift is probably being driven by a few factors. Despite its recent appreciation in value, as a technology, Bitcoin has stagnated over the last three years. Two rival factions have emerged with violently opposing views on what should be done to allow the Bitcoin network to handle more transactions than it can right now. 

Medium 8ea1fd0f 1090 48bd b0f7 4dd2b84f96c8

Everything you need to know about ICOs

An ICO is not just a new way to raise money. It’s also a new way to get customers and create network effects in business. Tokens are fantastic, and when you understand what they are capable of accomplishing, you’ll have your mind blown. When a company sells a token in a crowdsale, they get three things in return — investors, customers, and evangelizers. What else, as an entrepreneur, could you possibly want?

Medium b256dab2 6ec0 411d 887e a2974c5f012a

Everything you’ve ever wanted to know about Ethereum, patiently explained

Ethereum isn’t just a cryptocurrency to be traded; its real value lies in its purpose. Ethereum’s purpose is to allow the owner to use the distributed world computer that several thousand nodes are powering.Ethereum is basically a huge computer! However it’s an extremely slow one — about five to 100 times slower than regular computers today — and very expensive. 

Medium e153e870 5f86 4f06 af07 5e0902d919b0

How and Why Enterprises Should Connect Blockchain & Artificial Intelligence

As enterprises and society at large struggle to wield the massive amounts of data flowing off of devices, infrastructure, workflows, and users, two profound, but distinct technological developments are shaping the narrative. Artificial intelligence (AI) and blockchain are both poised to transform enterprise data strategies, but in very different ways.

Medium e6a15f3a ca57 4bea b26b 6cb2d7119141

ICOs – Initial Coin Offerings – Infographic

Initial Coin Offerings have become the state of the art crowd-funding /crowd-investing method for blockchain ventures. The are conducted entirely P2P on the blockchain. Funding through pre-selling coins/tokens to investors interested in supporting the project. As opposed to traditional crowdfunding where the investment is considered to be a donation or a pre buy of a product, ICOs give the supporters the possibility of a return of investment when selling their coin later at a possibly higher price. ICOs are similar to IPOs if the token represents a stake in the project.

Medium 9f2ff2f6 c2f0 4c0e 9f24 96ec29dc18f5

Predictive Analytics Impact on the Insurance Industry

Predictive analytics is widely accepted in marketing for customer acquisition, retention and cross-sell for good reason. Customers with more than one policy typically have a higher retention rate. Also, a policy often does not become profitable for 2-3 years due to sales acquisition costs. Predictive analytics help target the right customers and to predict those who may leave or churn.

Medium a1355feb 4cc0 4d55 8c9d 1f059f5bc2c8

200 Artificial Intelligence Use Cases, 29 Industries, 12 Themes

AI will have a complex relationship with humans that will change over time: While certain jobs will become automated, AI is more often poised to augment human labor and decision-making. Longer-term, many applications will be designed to empower humans with non-human capabilities, memory, experiences, and knowledge. Many ethical, philosophical, cultural, societal, and business norms will be forced into re-assessment.

Medium 2ba23c1e d935 470a 961a 741001c2df69

Enhance Customer Experience in Insurance with Analytics

Much of the analytics employed in the insurance industry is focused on identifying and reducing fraud; estimating and managing risk and customer retention. Reports from the insurance industry consistently highlight that the quality of customer experience remains the biggest factor driving customers to remain loyal or switch to another insurance provider. Hence, the focus should be on how to improve the quality of the customer experience rather than reducing fraud.

Medium 96aa2899 93ac 4d13 b306 7be3994bb1de

Blockchain Could Help Us Reclaim Control of Our Personal Data

Cryptocurrencies such as Bitcoin have increased the awareness of distributed ledgers with their use of a particular type of ledger — blockchain — to hold the details of coin accounts among millions of users. Cryptocurrencies have certainly had their own problems with their wallets and exchanges 

Medium d2d65170 1dad 438b bdfb 73bc76fce4c4

What Skills Do I Need to Become a Data Scientist?

Leveraging the use of big data, as an insight-generating engine, has driven the demand for data scientists at enterprise-level, across all industry verticals. Whether it is to refine the process of product development, help improve customer retention, or mine through the data to find new business opportunities—organizations are increasingly relying on the expertize of data scientists to sustain, grow, and outdo their competition. Consequently, as the demand for data scientists increase, the discipline presents an enticing career path for students and existing professionals. This includes those who are not data scientists but are obsessed with data, which has left them asking:

Medium b5bc64d5 8109 4b7f bf33 72856316ab17

'Initial Coin Offerings': What You Need to Know

An ICO is similar to an IPO (initial public offering) in that it offers a certain amount of ownership in a company to the public. In an IPO, a share of stock represents fractional ownership of a corporation. In an ICO, a crypto coin represents a percentage of ownership in pretty much any business endeavor 

The Harvard Innovation Lab

Made in Boston @

The Harvard Innovation Lab