Medium 89db5d17 21ec 4307 a58b d032e37964cf

Predictions for RPA in Financial Services in 2018

RPA platforms, in a way the most visible manifestations of the move towards automation that enterprises are getting to hear about. The kind of variability between the RPA platforms makes the task of predicting what lies ahead for them in 2018 difficult. However, our attempt at this prediction is based on what we are hearing from our clients and also the strategies that we are seeing some of our product partners adopt.

Medium d07a248a 4c8d 454a 9d11 ad97904dd398

Fintech is not just fintech anymore

There has been a lot of talk about fintech lately. We talk about the billions of dollars being invested in fintech; the wave of unicorns and start-ups in this space; the challenge they bring to banks and incumbents; the way in which they are reaching new spaces and places; but what is fintech? It is no longer this big bucket of finance and technology. In fact, saying ‘fintech’ is like saying ‘retailer.’ But what exactly are they retailing and, in the fintech sense, what areas of finance are these companies automating?

Medium 5bf638ae 416a 4f18 962b 5a2a56562fbf

The Three Phases of Pitch Indifference

Being different can be good. In fact, being Different can be great, and that is the whole idea of having a differentiator for your business. If you truly have such a differentiator, I actually encourage you to use buzzwords when the time is right. Just like using “Cloud,” saying “My sensors use proprietary machine learning on the Edge” conveys an incredible amount of information, uses less than ten words to do so, and has saved both of us a lot of time in the process – and is thus incredibly efficient. 

Medium cad0375d fec0 4e58 a5ad 42b3387fb670

Working with Missing Data in Machine Learning

Missing data are probably the most widespread source of errors in your code, and the reason for most of the exception-handling. If you try to remove them, you might reduce the amount of data you have available dramatically — probably the worst that can happen in machine learning.

Medium 0d1fb13d c26e 4196 8aa7 c0169a13bbe4

Comparison of Ethereum, Hyperledger Fabric and Corda

With this paper, we provide a brief analysis of the most notable differences between the distributed ledger technologies (DLT) Hyperledger Fabric, R3 Corda and Ethereum. Our intention is to give decision makers new to DLT guidance for what use cases Hyperledger Fabric, Corda and Ethereum are most suitable.

Medium 5a30fc96 19a8 4676 a1fb 0e66a68241a6

Big Data Has a Complete Tale to Tell to Those Who Listen

Data has a story to tell at every phase of the product lifecycle. It can predict demand, inform the development and optimize distribution. But that’s only half of the tale: With the right tools, brands can continue to glean valuable insight from data once products leave the store shelves. Big data has a complete story to tell — if brands are listening.

Medium 98668cf1 6a54 40fe a6d0 7e9c1cb04295

Big Data Have You Afraid? You’re Not Alone.

Big data is, or soon will be, a reality in professional life for the vast majority of people in the modern economy. Here I’ve explored just three strategies you can use to help yourself be successful in that world. 1984 wasn’t just the year of Big Brother, it was the underwater tremor of what would—by 2017 —become an earthquake of data. The tsunami is on its way.

Medium f2af9c4e bc2a 44b7 a9a6 84fd30cb6204

The Four Deep Learning Breakthroughs You Should Know About

Deep Learning has generated the biggest breakthroughs over the last five years. You can almost always download a “pre-trained” model and apply it to your data — for example, you can download pre-trained image classifiers that you can feed your data through to either classify new images or draw boxes around the objects in images. Because much of this work has been done for you, the work necessary to use these cutting edge techniques is not in “doing the deep learning” itself — the researchers have largely figured that part out for you — but rather in doing the “dev” work to get the models others have developed to work for your problem.

Medium ddbd4ae5 778a 4620 b9eb 7dd32f5423a6

FinTech in the Banking Environment

FinTechs are dramatically changing the perception and function of banking. Banks find themselves having to transform into trusted brands and get to know their customers anew by getting close to their needs and understanding their working style.  They also need to start providing real help in their areas of greatest need. Also, besides merely focusing on meeting the customer’s financial needs, they should additionally offer real-time, on-demand financial troubleshooting.

Medium 56009b43 4fb2 4556 8909 59f3dd867c5e

How Big Data Technology is Transforming Fraud Investigations

When it comes to big data, challenges derive from the nature and the volume of the data. Whether it is a data leak or a financial company’s internal data, the amount of data we are dealing with is considerable. To complicate things, investigations usually start from raw, unstructured data. And it’s impossible to automate or scale the investigation without a predefined-data model or any kind of organizational logic.

Medium 1adb0d20 dd15 4ae3 9ac7 bae46b0fc89f

How Blockchain Can Revolutionize Healthcare & Medical Records

With blockchain-based technology like bitcoin taking up news headlines, awareness and excitement about other potential uses for blockchain is increasing. One of the best use cases for blockchain may end up being healthcare and medical records. By having a distributed database for healthcare-related information, healthcare providers can benefit from increased accessibility, accuracy, and safety, all of which will result in better healthcare outcomes for all.

Medium 364471a9 0aa9 4d84 90e4 ea069f3d86c1

Call me on the Blockchain: Could Blockchain Enhance Telecommunications?

Today’s telecommunication operators are facing greater competition and increasing challenges within the marketplace. That means that everyone needs to find a new way of minimising costs, and enhancing revenue if they want to succeed. When it comes to performance, the blockchain has a lot to offer, including better trust and transparency. The distributed nature of the blockchain means that there are no single points of failure, no worries about hacking attacks, and no stress caused by control from a single entity.

Medium c142e20b 8ea2 43d3 9a03 bf701da083e4

What marketing and advertising could look like in 2020

The marketing and advertising industries are going through a paradigm shift as technology progresses exponentially. It was not long ago when big data was the talk of the town. The challenge was in collecting and manipulating it. In the next three years, machine learning, Artificial Intelligence (AI) and the Internet of Things (IoT) will force us to deal with a large amount of data. The more people are going to use technology the more they will leave a footprint data, that will be available for marketers and advertisers to be leveraged for gaining deep insights.

Medium b8215891 cefc 4864 b973 07919b0cd41d

Big Data and Butterflies

The definition of Big Data will continue to change. And, “Big” today is very different than it was just a few years ago. As technology progresses, the definition of what is being collected as big data will change. No matter what your definition of Big Data is, when it comes to a conversion project the keys to success are having a project plan, and the right people to work with.

Medium 02855854 4ace 41e4 a660 ffda34dbab88

From the server to the edge: the evolution of analytics

Data now informs organisations about trends and problems they never knew existed. It shapes how people interact, share information, purchase goods, and how they’re entertained and how they work. It dictates political decisions and economic cycles. Data is the raw power that helps us optimise decisions and processes to iron out inefficiencies through use of analytics. Analytics can be utterly transformative.

Medium ab3dff47 39fc 4191 a27a ced9f1fea8da

So, What is This Blockchain Thing?

Blockchain adds some important elements to the peer-to-peer network.  This allows the participants to verify and audit transactions.  The network relies on mass collaboration driven by the shared interests of the participants, and the result is (or should be) a shared data set where there is little if any, uncertainty regarding data security. 

Medium 362482b9 9610 4d23 985e 38c385e8148e

Attention Business Leaders: How Will You Be Disrupted?

With all the talk on “the street” about disruption in the various markets, from the auto industry to retail, it can be easy to act reactively and change too fast too soon rather then to be strategic and do what is best for your line of business 

Medium a5e25100 dbda 4fc5 954f d9e08cc0c6b9

Swing and a Miss – How to Avoid Striking Out with the Wrong Data

Smart data analysis can help a team recognize and use its strengths and weaknesses to achieve a competitive advantage. It can help corporations make savvy business decisions to propel them to the top of their market. The key here, however, is to recognize which data is helpful and which should be ignored. Too much data can lead to an information overload, prompting decisions to be over analyzed and delayed. 

Medium 340fe537 30b8 4491 aea6 57b36f8608fb

How fintech is changing lives in the global south

You might have witnessed how these fintech companies are contributing to the transformation of the financial services sector in the United States. But what’s happening in the global south? There, “inclusive fintech”, or fintech products and services that serve the bottom of the pyramid, is thriving in its own right with the likes of Tala and Branch. The sector is growing – enough to compile a list of our top 100 inclusive fintech companies by funding raised in emerging markets.

Medium fe99c96b 5548 4bf2 ac07 f296dddec41f

Four benefits of automating insurance interactions with AI

With insurance companies at the forefront of automation, we see that this technology can help regain the erosion of trust, serving to ease the regulatory, communication and staffing challenges large carriers face. Automation can help insurance companies become the responsive, helpful, and reliable resources that customers seek. We see four primary benefits of automated intelligent interactions for insurance companies.

Medium fca62f42 429f 4920 94af 2a5adf0a3647

Ambient Intelligence — The Ultimate IoT Use Cases

Over half of the world’s population are carrying personal devices that have powerful processors, sensors, cameras, high speed communications and intelligent applications. In the next ten years, an Ambient Intelligence (AmI) revolution is coming where all the above technologies will be embedded in our homes, grocery stores, offices, hospitals and transportation services.

 

Medium 65b1b9d2 1e5f 4932 8f0e d5512883bc7e

Five Ways Artificial Intelligence Can Help Your Business Sell More

More recently, the internet and high levels of smartphone adoption have totally changed the way we do business. Now, it’s the turn of artificial intelligence (AI). Here are five of the best reasons why ‘thinking’ computer systems can help your business sell more.

Medium 67f761fd 6c0b 4168 a14c 75b4e4d9d836

Pour Another Coffee! - Why ALL Businesses Will Become Data Businesses

Data that is available for collection in every moment in our lives is a rich resource just waiting to be collected by businesses that are strategically positioned and enabled to do so. Now, what are some things you can start doing this quarter to make sure your business is more of an economic driver, with a data driven co-pilot?

Medium adea832f f506 41fb b283 321524ec7145

2020 Outlook: How FinTech Transformed the Wealth Management Industry

What did FinTech bring into wealth management exactly? The short answer is AI. Thompson Reuters suggests that cognitive software platforms, which provide the tools to analyze, organize, access, and provide advisory services based on a range of structured and unstructured data, are set to attract investment of nearly $2.5 billion in this year alone.

The Harvard Innovation Lab

Made in Boston @

The Harvard Innovation Lab