Investigating the Property Claim

A policy of insurance that insures against the risk of loss to real or personal property described in the contract of insurance.

The student will understand what is necessary to acquire a policy of first-party property insurance. This is useful for the policyholder and the insurance claims person since it is the first action of the policyholder's contact with the insurer. The first contact is an expression of the good faith of the insured. It also assists the claims person in completing a thorough investigation into how the policy was acquired.

The student will understand what is necessary to acquire a policy of first-party property insurance. This is useful for the policyholder and the insurance claims person since it is the first action of the policyholder's contact with the insurer. The first contact is an expression of the good faith of the insured. It also assists the claims person in completing a thorough investigation into how the policy was acquired.

The student will understand what is necessary to acquire a policy of first-party property insurance. This is useful for the policyholder and the insurance claims person since it is the first action of the policyholder's contact with the insurer. The first contact is an expression of the good faith of the insured. It also assists the claims person in completing a thorough investigation into how the policy was acquired.

The student will understand what is necessary to acquire a policy of first-party property insurance. This is useful for the policyholder and the insurance claims person since it is the first action of the policyholder's contact with the insurer. The first contact is an expression of the good faith of the insured. It also assists the claims person in completing a thorough investigation into how the policy was acquired.

The student will understand what is necessary to acquire a policy of first-party property insurance. This is useful for the policyholder and the insurance claims person since it is the first action of the policyholder's contact with the insurer. The first contact is an expression of the good faith of the insured. It also assists the claims person in completing a thorough investigation into how the policy was acquired.

The student will understand what is necessary to acquire a policy of first-party property insurance. This is useful for the policyholder and the insurance claims person since it is the first action of the policyholder's contact with the insurer. The first contact is an expression of the good faith of the insured. It also assists the claims person in completing a thorough investigation into how the policy was acquired.

The student will understand what is necessary to acquire a policy of first-party property insurance. This is useful for the policyholder and the insurance claims person since it is the first action of the policyholder's contact with the insurer. The first contact is an expression of the good faith of the insured. It also assists the claims person in completing a thorough investigation into how the policy was acquired.

The covenant of Good Faith and Fair Dealing is a covenant, an agreement, courts imply exist in every contract of insurance. It requires that each party to the contract - the insurer and the policyholder - will do nothing that will deprive the other of the benefits of the contract.

To read a policy of insurance the reader must overcome the bad publicity that suggests they are written in a manner that only a well trained lawyer can understand. In modern times all policies are written in "easy to read" language that should be understandable to anyone with a fourth grade education and who is able to read the entire contract before making any decisions concerning coverage.

To read a policy of insurance the reader must overcome the bad publicity that suggests they are written in a manner that only a well trained lawyer can understand. In modern times all policies are written in "easy to read" language that should be understandable to anyone with a fourth grade education and who is able to read the entire contract before making any decisions concerning coverage. Each element, the declarations page, the insuring agreement, conditions and exclusions are described.

To read a policy of insurance the reader must overcome the bad publicity that suggests they are written in a manner that only a well trained lawyer can understand. In modern times all policies are written in "easy to read" language that should be understandable to anyone with a fourth grade education and who is able to read the entire contract before making any decisions concerning coverage. Each element, the declarations page, the insuring agreement, conditions and exclusions are described.

To read a policy of insurance the reader must overcome the bad publicity that suggests they are written in a manner that only a well trained lawyer can understand. In modern times all policies are written in "easy to read" language that should be understandable to anyone with a fourth grade education and who is able to read the entire contract before making any decisions concerning coverage. The declarations page is discussed in detail.

To read a policy of insurance the reader must overcome the bad publicity that suggests they are written in a manner that only a well trained lawyer can understand. In modern times all policies are written in "easy to read" language that should be understandable to anyone with a fourth grade education and who is able to read the entire contract before making any decisions concerning coverage. Each element, the declarations page, the insuring agreement, conditions and exclusions are described. To assist in reading and understanding the policy are court decisions and rules on the interpretation of the policy.

To read a policy of insurance the reader must overcome the bad publicity that suggests they are written in a manner that only a well trained lawyer can understand. In modern times all policies are written in "easy to read" language that should be understandable to anyone with a fourth grade education and who is able to read the entire contract before making any decisions concerning coverage. Each element, the declarations page, the insuring agreement, conditions and exclusions are described.

To read a policy of insurance the reader must overcome the bad publicity that suggests they are written in a manner that only a well trained lawyer can understand. In modern times all policies are written in "easy to read" language that should be understandable to anyone with a fourth grade education and who is able to read the entire contract before making any decisions concerning coverage. Conditions and exclusions are described in detail.

A specific type of first-party property policy that insures a business against the risk of loss of certain real and personal property owned or controlled by the policyholder.

A specific type of first-party property policy that insures a business against the risk of loss of certain real and personal property owned or controlled by the policyholder. The course then details the conditions that must be fulfilled by the insured to be entitled to the benefits of the policy.

A specific type of first-party property policy that insures a business against the risk of loss of certain real and personal property owned or controlled by the policyholder. This lecture covers the various coverages provided by a business owners policy.

This lecture deals with the obligations of the insurance claims person when investigating a property insurance claim.

A lecture with details on the obligations of the insurance claims person in completing an investigation of a property claim.

More details on the obligations of the insurance claims person in completing an investigation of a property claim.

A lecture with details on the obligations of the insurance claims person in completing an investigation of a property claim with details on how the claim is resolved and payment made if the cause of the loss is covered by the policy.

An explanation of some exclusions contained in first-party property policies and how they may effect a claim.

The first obligation of a claims person is to establish that the insured has a valid policy whose premium has been paid and who has done nothing to cause the policy to be void.

The first obligation of a claims person is to establish that the insured has a valid policy whose premium has been paid and who has done nothing to cause the policy to be void. When the insured and the insurer agree that there are grounds for rescission they can agree to rescinding the policy with a mutual agreement where the insured returns the policy and the insurer returns the premium.

The first obligation of a claims person is to establish that the insured has a valid policy whose premium has been paid and who has done nothing to cause the policy to be void.

The claims person working with the policyholder determine the amount necessary to return the policyholder to the same condition, using material of like kind and quality, as they were before the loss.

Part of a claim investigation always requires photographs of the entire scene, both damaged and undamaged.

The claims person is required to prepare a report that explains everything needed for insurance management to understand the claim and the adjustment.

An explanation on how the claims person resolves a commercial property loss.

An insurance adjuster who only works for policyholders and acts with the company adjuster to obtain the indemnity the policy promised by standing in for the insured.

An explanation of the mistakes or omissions a claims person can make - and must avoid - when dealing with a property claim.

The first obligation of a claims person is to establish that the insured has a valid policy whose premium has been paid and who has done nothing to cause the policy to be void. The lecture discussing the use of experts and consultants to assist the adjuster and the policyholder to reach an agreement as to the amount of the claim.

An explanation why insurance is not available for a loss that occurs, or was in progress, before the policy came into effect since the loss was neither contingent nor unknown to the insured.

A legal doctrine that explains the need for all insurance claims to be accidental.

A doctrine that allows a time limit in the policy to be held in abeyance and unenforceable if, to do so, is fair to both parties.

This is the creation of a statement of loss where the claims person identifies the agreements made between the insured and the claims person as to the amount of loss and claim.

A method of arbitration that allows a dispute between an insured and the insurer to determine the amount of loss and claim by each appointing a disinterested appraiser and the two appraisers appointing a disinterested and competent umpire. The decision of two is binding on both.

This is a collection of documents or computer based documents that detail everything that was done in the investigation and resolution of the claim.

A method of obtaining information from an individual by conducting a formal conversation that is usually recorded on a tape recorder or electronic recording device.

An explanation of the various techniques available to a claims person to obtain all of the information required to complete the thorough investigation required by the policy, state law, and state regulations.

Why and how interviewing is an art form that borrows from scientific investigations and interrogations used by police agency. An interview is informal and non-confrontational.

An explanation on how a claims person, working with the policyholder or the public adjuster, creates a scope of loss that establishes the method to determine the amount of loss.

An explanation on how a claims person, working with the policyholder or the public adjuster, creates a scope of loss that establishes the method to determine the amount of loss.

An explanation on how a claims person, working with the policyholder or the public adjuster, creates a scope of loss that establishes the method to determine the amount of loss.

A Statement of Loss is a summary of the findings of the claims person showing, in numerical fashion, the conclusions reached by the investigation and the agreements made with the insured as to the cause, origin, amount of loss and application of deductibles and conditions if needed.

A Proof of Loss is a summary of the findings of the insured showing, in numerical fashion, the conclusions reached by the investigation and the agreements made with the insured as to the cause, origin, amount of loss and application of deductibles and conditions if needed. The Proof of Loss statements of fact must be sworn to under oath by the insured stating the insured's claim.

A Proof of Loss is a summary of the findings of the insured showing, in numerical fashion, the conclusions reached by the investigation and the agreements made with the insured as to the cause, origin, amount of loss and application of deductibles and conditions if needed. The Proof of Loss statements of fact must be sworn to under oath by the insured stating the insured's claim.

A Proof of Loss is a summary of the findings of the insured showing, in numerical fashion, the conclusions reached by the investigation and the agreements made with the insured as to the cause, origin, amount of loss and application of deductibles and conditions if needed. The Proof of Loss statements of fact must be sworn to under oath by the insured stating the insured's claim.

A Proof of Loss is a summary of the findings of the insured showing, in numerical fashion, the conclusions reached by the investigation and the agreements made with the insured as to the cause, origin, amount of loss and application of deductibles and conditions if needed. The Proof of Loss statements of fact must be sworn to under oath by the insured stating the insured's claim.

A Proof of Loss is a summary of the findings of the insured showing, in numerical fashion, the conclusions reached by the investigation and the agreements made with the insured as to the cause, origin, amount of loss and application of deductibles and conditions if needed. The Proof of Loss statements of fact must be sworn to under oath by the insured stating the insured's claim.

Once settlement has been reached, if the insurer determines that the cause of loss was due to the tortious conduct of a third person or entity the claims person obtains from the insured a signed agreement allowing the insurer to - as authorized by the policy - to sue the responsible party as the insured to recover the amounts paid.

An introduction to the duties of the insured.

The lecture explains the various duties of the insured when presenting a claim including cooperation in the investigation of the insurer, production of the property for inspection, providing documents required, submitting to an examination under oath, and presentation of a sworn statement in proof of loss, among others.

The lecture explains the various duties of the insured when presenting a claim including cooperation in the investigation of the insurer, production of the property for inspection, providing documents required, submitting to an examination under oath, and presentation of a sworn statement in proof of loss, among others.

The lecture explains the various duties of the insured when presenting a claim including cooperation in the investigation of the insurer, production of the property for inspection, providing documents required, submitting to an examination under oath, and presentation of a sworn statement in proof of loss, among others.

The lecture explains the various duties of the insured when presenting a claim including cooperation in the investigation of the insurer, production of the property for inspection, providing documents required, submitting to an examination under oath, and presentation of a sworn statement in proof of loss, among others.

The lecture explains the various duties of the insured when presenting a claim including cooperation in the investigation of the insurer, production of the property for inspection, providing documents required, submitting to an examination under oath, and presentation of a sworn statement in proof of loss, among others.

The lecture explains the various duties of the insured when presenting a claim including cooperation in the investigation of the insurer, production of the property for inspection, providing documents required, submitting to an examination under oath, and presentation of a sworn statement in proof of loss, among others.

The lecture explains the various duties of the insured when presenting a claim including cooperation in the investigation of the insurer, production of the property for inspection, providing documents required, submitting to an examination under oath, and presentation of a sworn statement in proof of loss, among others.

The lecture explains the various duties of the insured when presenting a claim including cooperation in the investigation of the insurer, production of the property for inspection, providing documents required, submitting to an examination under oath, and presentation of a sworn statement in proof of loss, among others.

The lecture explains the various duties of the insured when presenting a claim including cooperation in the investigation of the insurer, production of the property for inspection, providing documents required, submitting to an examination under oath, and presentation of a sworn statement in proof of loss, among others.

The lecture explains the various duties of the insured when presenting a claim including cooperation in the investigation of the insurer, production of the property for inspection, providing documents required, submitting to an examination under oath, and presentation of a sworn statement in proof of loss, among others.