Philippe is the Chief Data Strategist and Architect at Cultivate Consulting. He was Visa's Chief Data Architect for close to 10 years, responsible for its enterprise-wide data strategy.  He is an expert on master data management (MDM), metadata and reference data management, data governance, data integration, and all things 'big data'.  He is also an expert on advanced and predictive data analytics and machine learning.  He has a passion for HR analytics and for global financial inclusion.  He is an accomplished author, a sought-after speaker, holds multiple patents (including in data mining), and holds graduate degrees from UC Berkeley and Stanford.